Kudos

Every good month goes on your record — and stays there.

Every month, weFi checks four habits against your own accounts. Each one you clear is a Kudo — and it stays counted, whatever the next month brings.

Your meterLast twelve months · illustration
Savings growth
Cushion
Spending control
Debt control
Cleared — a closed month, confirmedThis month so far — not final yetMissed — a closed month that didn’t clear

How a month works

You’ll know where you stand before the month ends.

Nothing is decided until the month closes and your accounts settle. Until then, weFi gives you a read, not a verdict.

During the month

A read, not a result

weFi shows whether you're on track or at risk for each habit. This is a forecast — it's always shown in amber, even when the news is good, because it can still change.

A few days after month end

The month is settled

Once your transactions have finished posting, weFi checks each habit against what actually happened. Now it's a fact, and it turns teal.

From then on

It stays on the record

A Kudo is yours the moment it's earned. It doesn't expire, and a rough month later doesn't take it away.

Amber never means bad news. It means not final. In weFi, a prediction never wears the colour of a fact.

The four habits

Four things, checked against your own accounts.

Not a questionnaire, and not a score somebody else decided. weFi looks at what your money actually did this month.

Savings growth

You put something aside this month, at a pace that works for your income.

Cushion

You held enough of a buffer to absorb a surprise without going under.

Spending control

Your spending stayed inside a band that fits what came in.

Debt control

What you owe stayed manageable against what you earn.

Honest by design

Missed months show up too.

A month that didn’t clear is drawn as a missed month — not quietly left blank. That’s deliberate. A meter that only shows the good months isn’t telling you anything, and you’d stop trusting it.

Nothing is deducted, and a missed month never undoes one you already earned. It’s just the honest picture.

A closed month
Cleared
Confirmed after your accounts settled
Missed
Didn’t clear this time. Nothing lost.

The record

Everything you’ve cleared, kept permanently.

Your count only ever goes up. Milestones mark the firsts and the longest runs — once you’ve earned one, it’s yours for good, even if the streak breaks later.

34
Kudos earned
First month with all four cleared
Longest run — Debt control, 6 months
First 25 Kudos

Starting out, your meter is empty — Kudos begins with your first full month, and doesn’t guess at months before you joined.

Kudos is free, for everyone.

There’s no upgrade and no unlock. If you’ve been handling more than anyone gave you credit for, this is the part that keeps score.